Solutions Description:

A slow economy, widespread corporate layoffs, and a mounting consumer debt have conspired to increase the level of delinquency, bad debt and fraud and are forcing Risk managers to look outside their organizations for solutions to the following problems, which are addressed in a seamless manner by the Risk REVEALUTION™ solutions:
 

	Delinquency How to predict existing accounts likely to be 60 days or 90 days delinquent more than three months before they become delinquent?
	Delinquency How to predict delinquency among prospective customers that are being targeted by Marketing?
	Portfolio Analysis How to set up an intelligent and cost effective system to analyze and monitor different product portfolios through early alerts and automated decisions in order to minimize reserve requirements?
	Credit Card Fraud How to detect credit card fraud in Internet and Card Not Present (CNP) sales?
	Insurance Fraud How to identify insurance claims fraud (auto, workers compensation, health/medical, property)?

Strategic Benefits:

Risk REVEALUTION™ brings several strategic benefits to customers, including:
 

	Reduce delinquency through improved delinquency prediction
	Insight into how different segments of the portfolio behave
	Improved credit decisions for each portfolio segment
	Increase customer satisfaction
	Identification of good paying customers for future marketing solicitations
	Early fraud detection resulting in reduced loss
	Reduction in reserve requirements
	Reduced working capital requirements